Showdown: American Express Platinum Card Vs. Chase Sapphire Reserve

Many hear an Annual Fee of $550 and immediately balk at this perceived waste of money, but in reality, this sector of Premium Credit Cards offers immense value for your money. Here at From the Window Seat, we define a Premium Credit Card as any with an Annual Fee greater than $400 and the two that immediately come to the mind of most are the American Express Platinum Card and the Chase Sapphire Reserve.

A little over a year ago, I added the AMEX Platinum to my wallet, along with the Chase Sapphire Reserve that I’ve had for a number of years. I was enticed by a targeted Welcome Bonus of 100,000 Points, and decided to give it a whirl.

In the remainder of this article, I’ll walk you through the benefits of each card and where one outshines the other. I’ll talk about Virtual Annual Fees, and why viewing a card only for its annual fee is like judging a book by its cover; and finally, declare a winner in this Showdown.

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